Don't be afraid to fantasize about earning six figures. Doctors and lawyers aren't the only professionals in the $100K club. In fact, there are quite a few well-compensated professions that are open to bachelor's degree holders. Even if you don't quite reach those elusive six-digits, the following careers can offer a hefty paycheck without the decades of student loan payback that can come with a master's or doctoral program. Best of all, if you're open to relocating, each of the five professions below holds the possibility of hitting that magic number--if you're willing to choose your zip code with care.
Police Supervisor
The Job: As a supervising police officer you'd be in charge of overseeing subordinate officers, keeping records of your force's activities, and assigning duties to station personnel. The ability to exercise good judgment in intense and high-pressure situations is crucial for this job. You'll also have to be willing to work overtime as well as weekends and holidays to ensure the round-the-clock police coverage your community needs.
The Debt: The minimum requirement for police supervisors in many states is simply a high school diploma. Since you're new to the field, get a jump on competition by earning an associate's or bachelor's degree in criminal justice or law enforcement.
The Zip Code: Check out 12123, Nassau, New York, where first-line supervisors of police officers made an average salary of $113, 810 in 2007, close to $40,000 more than the national average.
Registered Nurse (RN)
The Job: All RNs, regardless of their focus, are responsible for providing medical care and education to patients and their families. If you're an adrenaline junkie, you could thrive as an emergency room nurse. Can't get enough of newborns? Consider a career in neonatology nursing.
The Debt: Take your pick from an associate's degree in nursing (ADN), a bachelor's of science degree in nursing (BSN), or a diploma program in nursing.
The Zip Code: While median earnings of RNs nationwide are nothing to sneeze at (close to $60,000 in 2007), nurses in San Jose, California (95101), banked an average of $95,580.
Computer Software Engineer
The Job: Software engineers focus on designing and developing computer software to meet the needs of the rapidly growing population of computer users worldwide. In addition to being one of the fastest-growing careers in the nation, this profession lends itself to telecommuting, an added perk if you don't want to leave home to find a higher-paying position.
The Debt: In 2006, eighty percent of all software engineers had at least a bachelor's degree. If you're an aspiring computer software engineer, check out degree programs in computer science or software engineering.
The Zip Code: Average wages for professionals in this field in Haverhill, Massachusetts (01830), were $106,270 in 2007, while nationally the average was $85,660.
Dental Hygienist
The Job: It may not seem glamorous, but keeping people's mouths clean is a practical career choice offering job security, high wages, and even some flexibility in scheduling. Strong interpersonal skills are a must for these professionals, who spend their days up close with their patients.
The Debt: At the bare minimum you'll need an associate's degree or certificate in dental hygiene to practice in a private dental office or clinic. Earning a bachelor's degree could help you compete for higher-paying jobs.
The Zip Code: Most hygienists earn a comfortable living regardless of their location -- the national average was just over $64,000 in 2007. Zip code 98221 (Anacortes, Washington) tops the list of high-paying cities, however, where hygienist salaries average $97,600.
Interior Designer
The Job: Although reality TV shows have created a generation of amateur in-home designers, professionals in this field work in spaces ranging from airports to schools. In addition to combining paint colors, fabrics, window treatments and light fixtures, interior designers must also be able to read blueprints, understand fire codes, and collaborate with architects and contractors.
The Debt: You'll need at least an associate's degree to land an entry-level position as an interior designer. In 23 states designers must be licensed.
The Zip Code: Average earnings for interior designers were just over $50,000 in 2007. Head for Grand Rapids, Michigan (49501), however, and you could make double that.
You don't have to spend the next 10 years in school to make a comfortable salary. Choose your field of study and your future home with care and you could soon find yourself working your way to a six-figure paycheck.
Researching a company can only tell you so much about how your experience would be if you made the transition from candidate to employee. But there are things you can do during the interview process that will help you determine if the opportunity is truly right for you.
Career expert Deborah Brown-Volkman has six questions every job seeker should ask themselves when pursuing a position.
1. Who's the Boss?
If you're in contention for a job, you'll meet your future supervisor at some point. Pay close attention to how well you get along with this individual, as he or she will hold the key to your success -- and happiness -- in that position. Says Brown-Volkman, "If you notice on the interview that your boss does not get you or you do not get him or her, this will not change once you start working there."
2. Do You Click or Clash With Future Coworkers?
Some people hate their jobs but love their colleagues so much that it overrides any unhappiness they have about their daily duties. However, just as these folks can make your work life great, they can also make it miserable. Ask to meet your potential teammates before accepting an offer. Brown-Volkman, based in New York, says, "If you sense there is a problem with someone you will be working with, listen to what your inner voice is telling you." First impressions are often correct impressions when it comes to future coworkers.
3. Who Are You Trying to Convince?
"Wanting to be selected by an employer sometimes makes us talk ourselves into a situation we might not have taken if we were thinking more clearly," says Brown-Volkman, author of several books, including "How to Feel Great at Work Every Day." But as much as employers are trying to determine if you're a fit, you should be trying to determine if the organization is a fit for you. Forget your ego, and focus on why, and how much, you really want any job.
4. What Matters Most to You?
Just like people, every company is different. What is permissible at one may be verboten at another. Before you get too deep into the interview process, understand your priorities. Do you require flexibility with your hours? The opportunity to work autonomously? The ability to telecommute from time to time? Know it and own it during a company courtship. "Deciding what you want ahead of time will give you the opportunity to ask questions to assess whether you really want the job," she states.
5. Is This Job Just Right, or Right Just for Now?
Your personal finances may dictate that you have to accept something less than your dream job. Brown-Volkman says, "I work with many clients who agreed to less-than-perfect positions believing they would stay for just one year. But that one year frequently became two, and then more, even though the jobs were not satisfying." If you're taking a job just for now, plan your exit strategy. She adds, "An interim position is just that. Don't sell out for the long haul."
6. Who Are You Fooling?
Don't put on airs or make promises you can't keep when going after a job. Ultimately, you and your career will pay the price. Concludes Brown-Volkman, "You may fool the people with whom you interview to get the job, but you will only be fooling yourself once you get there and you have to be someone else."